Fracking-Related Homeowners Insurance Claims
Last updated on August 27, 2025
Fracking has become increasingly common here in West Texas. It can expose those living here to many things. This includes potential property damage. When problems arise while pursuing a homeowners insurance claim for fracking damage, having an experienced and proven hometown lawyer on your side can go a long way in protecting your best interests.
My name is Brent A. Biggs. I am a West Texas native who proudly stands up for local residents in disputes with insurance companies. My law practice, The Biggs Firm, is based in Odessa. I am ready to use my more than 30 years of legal experience to guide you and advocate for you in your fracking claim case, whether you are based in Odessa, Midland or elsewhere in West Texas.
What Is Fracking?
Hydraulic fracking happens when water and other materials are injected into the ground, and the pressure can crack the rocks. Holes will be drilled into the rock vertically, although horizontal drilling is also used, and these holes will then be filled with high-pressure fluids. This process allows oil and gas to be extracted from the area. Since immense pressure is necessary to break stone and provide access, it can create some significant problems. That is why homeowners may be facing a fracking-related insurance claim because nearby fracking has damaged their home or their property in some way.
How Fracking Can Lead To Earthquakes
Fracking is linked to not only health and injury risks but also earthquakes. Fracking generates a significant amount of leftover water. Companies typically reinject this water into the ground in shallow disposal wells.
This can cause a shift in soil content and other factors that could lead to earthquakes. Fracking-related earthquakes can cause a property to suffer foundation damage, wall cracks and other structural problems.
Does Your Homeowners Insurance Cover Fracking-Related Damage?
One reason you may need to meet with a fracking lawyer is that a standard homeowners insurance policy in Texas likely will not include damage from fracking. Environmental contamination may be excluded, as could damage from earthquakes. It depends on the specifics of the insurance policy and how it was drafted. You may need to purchase an additional clause to expand your policy to cover fracking-related issues, and it is an important thing to keep in mind when shopping for home insurance initially.
Even if you buy coverage from the insurance company, there is a chance that they may not honor that coverage. Perhaps there was an earthquake caused by fracking and your property suffered significant damage, but the insurance company refuses to pay out or says you were not covered. It may be necessary to work with a Texas fracking lawyer to look into all of your legal options and ensure that you get the compensation you deserve.
Your Champion In Claim Disputes
If a fracking-related claim you make is denied or the insurer is dragging their feet on it, it is important to act quickly to protect your rights. Insurance companies often have powerful legal teams fighting for their interests. You need a champion to stand up for yours.
The options you have for pursuing an insurance claim after fracking-related property damage depends on the terms of your policy. So, it can be wise to have a knowledgeable attorney review your homeowner insurance policy to ensure that the fine print fully protects your property. The provisions regarding earthquakes warrant a particularly close look.
I am here for you. I have extensive experience with insurance disputes, including a background in insurance defense. I understand the tactics insurers use and am not afraid to face these powerful companies to protect you. I can guide you on your options for contesting a denial or delay and help you with every step of fighting for what you deserve under your policy.
Were You Injured In A Fracking-Caused Earthquake?
In some cases, fracking can cause such significant damage that it leads to serious injuries, such as if there is foundational instability or a home partially collapses during a fracking-related earthquake. Exposure to pollutants and other contaminants could also cause injury.
If you or a family member has suffered an injury, you may need to work with a lawyer to carefully consider all of your legal options. This could include your insurance policy, but may extend beyond that. People have sued oil and gas companies directly, especially if it can be shown that they acted negligently. There have also been class action lawsuits where multiple parties claimed harm and property damage due to fracking activity. I can help you evaluate your options and determine the best path forward.
Reach Out For The Answers You Need
Have questions about a fracking-rated insurance claim or denial? I am here to provide you with answers and trusted legal support.
Connect with me today by completing my contact form or calling 432-268-0153.